Transferring property to a spouse or family member in Queensland

Yes. It's done with a transfer lodged with Titles Queensland. Where the property is your home and your spouse becomes a joint owner, a transfer duty exemption may apply, so you may pay little or no duty. The rules are specific, so we check you qualify before anything is lodged.

Yes, but only with their agreement (or a court order). The person coming off the title is transferring their share to you, so it is treated like a sale of that share for duty, tax and lending purposes.

Usually duty is worked out on the market value of the share being transferred, even if no money changes hands. There are exemptions for some spouse transfers and for transfers made under family law orders or financial agreements after a separation. Getting this wrong is the most expensive mistake in family transfers.

If there's a loan over the property, the bank has to agree. Removing a borrower usually means the remaining owner refinancing in their own name. Talk to your lender early.

A transfer of your main residence is often CGT-free, but investment properties or partly rented homes can trigger tax. We'll tell you when to involve your accountant.

Transfers under family court consent orders or a binding financial agreement are usually exempt from transfer duty, but the paperwork has to line up exactly. We handle the conveyancing side and work with your family lawyer.

Yes. Changing how a property is owned (joint tenants versus tenants in common) changes who gets it when you die. We'll make sure your title and your will say the same thing.